Funds sent straight to your M-Pesa

Get the loan you need, without the wait.

Apply online in minutes. Once approved by our review team, funds are disbursed directly to your phone via M-Pesa — no branch visits, no paperwork.

Apply for a Loan See How It Works
Secure & encrypted
Fast review
M-Pesa payout
Quick Loan Estimate
KES 1,000KES 50,000KES 200,000
1 mo6 months12 mo
Estimated interest (12% p.a.)KES 3,000
Total repayableKES 53,000
Monthly installmentKES 8,833
Get Started

Estimate only. Final rate depends on selected product.

Two-stage director approval
Direct M-Pesa disbursement
Email & SMS updates
Transparent rates, no hidden fees

Loan Products

Choose the option that fits your needs.

Personal Loan
12.00% p.a.
  • From KES 1,000.00 up to KES 200,000.00
  • Up to 12 months to repay
  • Disbursed directly to M-Pesa
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How It Works

From application to cash in your M-Pesa, in four simple steps.

1. Create an Account

Register with your details and M-Pesa number.

2. Apply for a Loan

Pick a loan product, amount, and repayment period.

3. Get Approved

Reviewed by our two-stage director approval process.

4. Receive Funds

Money is sent directly to your M-Pesa automatically.

Frequently Asked Questions

Applications go through two approval stages. You'll get an email and SMS update at every stage, so you always know where your application stands.

Once your loan is fully approved, funds are disbursed automatically and directly to the M-Pesa number on your account.

Yes. Log in any time to see a full timeline of your loan, from submission through disbursement.

Ready to get started?

Create your account and apply for a loan in minutes.

Apply Now